Personal Finance Calculator Suite

Coast FIRE Calculator

Calculate when you can stop contributing to retirement and let compound growth do the work for you.

Current Age

Planned Retirement Age

Annual Retirement Spending Amount you plan to spend annually in retirement (in today's dollars)

Current Invested Assets Current amount invested in retirement accounts, stocks, etc.

Monthly Contributions Additional monthly contributions to investments

Investment Rate of Return: 7.0% Expected annual investment return (not adjusted for inflation)

Inflation Rate: 3.0% Expected annual inflation rate

Safe Withdrawal Rate: 4.0% Percentage of net worth you plan to withdraw annually in retirement

Coast FIRE Number: $0

Status: Calculating...

Progress: 0%

Regular FIRE Number: $0

Years to Coast FIRE: -

Monthly Savings Needed: $0

Years of Growth Remaining: -

See how salary increases over time reduce the relative burden of fixed mortgage payments as a percentage of your income.

Net Monthly Income Your take-home pay after taxes and deductions

Monthly Mortgage Payment Fixed monthly mortgage payment (principal + interest + PMI + taxes + insurance)

Mortgage Length Total length of your mortgage term

Expected Yearly Salary Increase: 3.0% Average annual salary increase you expect (including promotions and raises)

Starting Percentage: 0%

Ending Percentage: 0%

Total Reduction: 0

Drops below 30%: -

Drops below 25%: -

Drops below 20%: -

Final Income: $0